About Us
Buying or refinancing a property can feel overwhelming — especially when every lender has different rules, rates, and criteria. That’s where we come in.
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We provide clear, honest mortgage advice designed to help you make confident decisions, whether you’re buying your first home, running your own business, or building a property portfolio.
Independent,
Whole of Market Advice
We are an independent, whole-of-market mortgage broker, which means we are not tied to any lender or limited panel.
We have access to a comprehensive range of mortgage products across the UK market, allowing us to search for solutions based on your circumstances — not commission targets.
First Time Buyers
Buying your first home is exciting — and daunting. We guide you through every step, from affordability and deposits to lender criteria and the application process, so you know exactly what to expect.
Buy-to-Let Investors
Whether you’re purchasing your first investment property or expanding your portfolio, we help you navigate rental stress tests, lender criteria, and long-term strategy — including limited company Buy-to-Let where appropriate.
Adverse Credit Clients
Having a less-than-perfect credit history doesn’t automatically mean you can’t get a mortgage. We help clients with previous credit issues by assessing their current position and identifying lenders whose criteria may be more suitable for their circumstances.
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Mortgage availability and rates are subject to lender criteria and individual circumstances.
Self Employed Applicants
Self-employed income doesn’t need to be complicated. We regularly help company directors, sole traders, contractors, and freelancers secure mortgages by presenting their income in a way lenders understand.
Remortgage Advice
If your current mortgage deal is coming to an end, or your circumstances have changed, we can help you review your options. We assess whether staying with your existing lender or switching to a new one may be suitable, taking into account interest rates, fees, and your long-term plans.
Commercial Property
We provide advice for clients looking to purchase or refinance commercial property, including owner-occupied and investment properties. Commercial lending is more complex and assessed on a case-by-case basis, and we help guide you through the process from enquiry to completion.
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Commercial mortgages are not regulated by the Financial Conduct Authority.
What Our Clients Say
Katy Eversham
Wynthorpe & Co Mortgage Advisors guided us through the home buying process with a real personal approach. They were responsive, professional and were very helpful throughout.